RBI-regulated finance
NBFC License & Compliance
End-to-end support for Non-Banking Financial Companies — RBI registration, documentation and ongoing regulatory compliance, handled by specialists.
At a glance
- Regulator
- Reserve Bank of India
- Min. NOF
- As prescribed by RBI*
- Filings
- Periodic RBI returns · annual
- Scope
- Licensing + ongoing compliance
What it is
From registration to steady-state compliance
A company carrying on the business of a non-banking financial institution must be registered with the Reserve Bank of India and must then meet the RBI's prudential and reporting requirements on an ongoing basis.
We support you from the first eligibility check through registration and into steady-state compliance — so your NBFC stays RBI-compliant as it grows.
*The minimum net owned fund varies by NBFC category and is revised by the RBI from time to time. We confirm the current requirement for your case.
What we cover
- NBFC category assessment
- Net-owned-fund (NOF) structuring
- RBI registration application (CoR)
- Fit-and-proper director documentation
- Business plan & policy drafting
- Periodic RBI returns
- Annual & statutory compliance
- Approvals for change in control
How it works
A clear, five-step engagement
No surprises and no jargon — you always know exactly where things stand.
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Step 1
Eligibility & category
We confirm the right NBFC category and the capital you will need.
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Step 2
Capital & structuring
Net-owned funds and shareholding structured to meet RBI norms.
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Step 3
Application & policies
The CoR application, business plan and required policies, drafted in full.
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Step 4
RBI filing & follow-up
We file with the RBI and respond to every query through to grant.
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Step 5
Ongoing compliance
Periodic returns, board processes and annual filings, managed for you.
What you receive
Deliverables
Everything documented, board-ready and built to make the next cycle easier.
Certificate of Registration
The RBI CoR authorising NBFC operations.
Policy & document suite
Business plan, KYC/AML, fair-practices and other required policies.
Returns calendar
Every RBI return scheduled and filed on time.
Compliance framework
An ongoing framework keeping the NBFC RBI-compliant.
Good to know
Frequently asked questions
Have a question that isn't here? Ask us directly — we reply within one business day.
What capital is needed to register an NBFC?
The RBI prescribes a minimum net owned fund that depends on the NBFC category, and the requirement has been revised in phases. We confirm the exact current requirement for your category before you begin.
How long does NBFC registration take?
It depends on the completeness of the application and the RBI's review. We prepare a complete file to avoid back-and-forth and follow up on every query.
What ongoing compliance does an NBFC have?
Periodic returns to the RBI, board-approved policies, fit-and-proper checks for directors, prudential norms and the usual Companies Act compliance.
Do you handle approvals for a change in control or management?
Yes — including the RBI's prior approval and the required public notice.
Keep exploring
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Have a compliance question?
Tell us about your company — we reply within one business day.